Our Agents

Licensed in Maryland and Pennsylvania

Whether you need to discuss new coverage or need assistance with a claim our licensed insurance team is ready to help you. Let our experience go to work for you!

Sam, along with his wife, Georgia, founded the Samuel C. Hoff Agency in 1967. Having grown up on a farm in the New Windsor area of Carroll County, Sam graduated from New Windsor High School in 1957. Sam has been active in the Real Estate and Insurance industries for the last 46 years. Sam has served in many capacities for many organizations, both professional and volunteer through the years, the Realtors Associations, the Independent Agents Associations, the Westminster Rotary Club, the Chamber of Commerce, the Westminster Jaycees, the 4H All Stars, and others. He is past president of the Carroll County Association of Realtors, past president of the Independent Insurance Agents of Carroll County Association as well past president of the Westminster Jaycees. He has received the Carroll County Association of Realtors Lifetime Achievement Award and Realtor of the Year Award, the Mutual Benefit Insurance Co. Inner Circle Award, the Rotarian Paul Harris Award, the Jaycee JCI Senator designation, and 4H All Star designation. Sam is truly the heart of the organization.

Heather began her insurance career in 1990 after graduating from Francis Scott Key High School. She obtained her Associates Degree from Carroll Community College in Business Administration/Accounting. Originally licensed in 1994, she worked for an agency in Southern Carroll County for 16 years until she joined the Hoff Agency Insurance Team in 2006. Heather has an abundance of knowledge in all fields of the Insurance including Personal, Commercial, and Life Insurance.  In her spare time she enjoys spending time with kids, friends and family, rooting on her favorite sports teams (Ravens, Orioles, and Penn State), being on the lake or beach or listening to live music.  She resides in Hanover, PA.

Christina is our newest agent. She joined the insurance team in 2024 and handles auto insurance and customer service.

In her free time, Christina enjoys spending time with her family, baking, and the beach. She grew up in Sykesville and graduated from South Carroll High School. She currently resides in Finksburg with her husband, two kids, and two dogs.