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The Injured Workers’ Insurance Fund (IWIF) has specialized in providing workers’ compensation insurance to Maryland businesses since 1914. As the leading writer of workers’ compensation insurance in Maryland, IWIF continues to be a competitive force in the industry, with an array of consumer-driven products and services that are available to all Maryland businesses. IWIF is a fully self-supporting insurance company that operates solely from premium and investment income. A nine-member, governor-appointed board of directors oversees the general operations of Injured Workers Insurance Fund.